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Can I transfer my driving without insurance offence to my father who assured me the car was insured and I was a named driver?
Can I transfer my driving without insurance offence to my father who assured me the car was insured and I was a named driver? I have been charged with using my mobile phone while driving my mother’s car as a named driver, but as it turned out the car was not insured as my father who normally attends to this had overlooked the renewal date of the policy. Can I plead not guilty as this was not my fault? My father had assured me that the car was insured. If I am convicted of this then it is likely that I could reach 12 penalty points as I already have 3 points for speeding in June 2006 and I will get another 3 points for using a mobile phone and then an additional 6 points for the no insurance offence.
How long have you been driving? Just checking you are not going to get your licence revoked under the New Drivers Act.
You are not at risk of a totting ban because if the offences occur on the same occasion you only get points for one of them. At the moment that will be the no insurance offence, but if your dad will help you you can argue that there are special reasons in relation to that offence. You will have to show the Court, by giving evidence on oath, that you were driving under the genuine misapprehension that you were insured at the time. If you succeed you will get just the three points for the mobile ohone offence.
I have a 75% success rate in persuading the Court that there are special reasons in these circumstances and will be able to help you if you come back to me.
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Answered by: Emma Patterson
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