injuries

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What means are open to concerned residents object to the siting of a bus stop and bus stop plans on safety grounds? — by conrad — last modified 2008-08-10 21:02

The safety of the proposed design is questioned by concerned residents who are directly fronting the proposed works. Their concerns relate to reduced line of sight to a nearby road junction. The residents research the available design guidelines on this issue as provided by relevant authority bodies (Transport for London, Highways Authority, Dept. for Transport, Transport Road Research Laboratory, etc.) and find that the proposed design is not in compliance with any recognized / relevant design guidelines. On raising this concern to the Local Authority and the body responsible for operating the transport scheme (London Buses) the residents are advised that, as the design guidelines are not legally binding documents there is no legal requirement to observe the safety requirements, as stated therein. The Local Authority and London Buses state that they have reviewed the safety issue raised and are satisfied that they have addressed it to the degree necessary to proceed with the works and that they will monitor the situation and make further changes to the works once operational experience has been gained and if required in the event of a safety related incident occurring involving a bus using this stop. How can we object to this? Can we take it to Judicial Review?

In 2006 I had an accident and was practically forced to settle 50/50. I still suffer from neck strain, am I able to claim personal injury? — by mariam — last modified 2008-06-25 16:33

In 2006 I had a road traffic accident which was a genuine non fault accident. However, I was practically forced to settle 50/50 with no personal injury element by my Solicitor who was dealing with the case. It has been two years and I still suffer from neck strain due to the impact of the other driver, am I able to claim personal injury?

What to do if you have a Car Accident — by Matthew Roddan — last modified 2008-06-02 20:49

 

freecover - sample terms — by Conrad Murray — last modified 2008-05-25 10:41

Sample freecover terms. We are frequently adding features and services so the policy we issue to you may be better than the one detailed below.

I slipped on some diesel and crashed into the back of another car but my insurer says as the accident was my fault I cannot claim for my whiplash injuries... — by Conrad Murray — last modified 2008-05-03 09:38

I crashed my car into a van that was stopping, after skidding on what looked like diesel on the road. I hit it from behind. After the accident I felt 'jittery' but carried onto work but the next day I started to feel stiff, and from then, I have been in quite a bit of pain. I went to see my GP who said I have severe whiplash that radiates down my left arm and maybe torn ligament damage/soft tissue damage in my trapeze! He has made an urgent referral for physio and put me on Tramadol and naproxen for the pain. However, my insurance has said that although I have legal expense insurance and am fully comprehensive on my motor insurance I cannot claim as it will be classed as my fault and I cannot claim against myself! Is this correct? I genuinely have hurt myself and feel quite let down by my insurers.

My car was written off by a foreign lorry driver, can I claim for a hire car and for the injuries I received? — by Maria Mason — last modified 2008-04-28 10:23

I was recently involved in a road traffic accident where I was hit by a foreign lorry driver, I was stationary at a roundabout and he collided with the rear of my car. My insurers have confirmed that my vehicle is a write off so I will not get a courtesy car, is there any way I can hire a car and charge the other driver or his insurers? I would also like to know if it possible to claim for the injuries I suffered as a result of the accident?

I was involved in an accident which was not my fault but my insurer has offered me less than the value of the vehicle and deducted £100 excess. Is this right and why are my insurer dealing with payment to me when the third party's insurers are liable? — by conrad — last modified 2008-03-30 13:13

I was involved in a minor incident whilst in a queue of traffic where the third party ran into the rear of my car. The third party admitted liability I rang my insurers to inform them with details. After numerous phone calls I have received a letter from my insurer telling me that the car is to be written off and that the book value is £385 of which I will forfeit £100 in standard excess even though my voluntary excess is Nil leaving me with £285. This is not enough to replace my car to an equal standard as market value is £597 for the same age and model. They have since told us if I accept the money I can buy it back for £70 but why should I have to pay out for a car which is legally mine and I was not to blame. Can you tell me if my insurers can do this as the accident was not my fault the other party has admitted liability? Can you also tell me why my insurers are paying me and not the third party's insurers and why should I lose the £100 and buy my own car back? Surely the third party's insurance should be paying all of this?

I was waiting at a T-junction when a van crashed into my car. He claims I should have pulled out as the road was clear and thus it was my fault... — by conrad — last modified 2008-03-26 02:03

I was waiting at a T-junction when a van crashed into the rear of my car. The driver alleged that he thought I was turning because he could see no vehicle preventing me from doing so. The cost of repairs to my bumper are £720. Can I expect full compensation from the other vehicle's insurers?

My son was involved in an accident where his vehicle was struck by an Italian lorry: is there any European legislation which requires the Italian company to compensate him for his damage? — by conrad — last modified 2008-03-22 22:49

My son was recently involved in a RTA, where a Italian lorry driver turned into my sons path and caused my son to take avoiding action. This action resulted in my son contacting the kerb and colliding with another vehicle. My son only has third party insurance. What is the correct protocol for my son to pursue, in claiming for the cost of his car and any and injuries suffered as a result of the crash? We have photographs which show the position of the lorry on the road after the crash. This is positioned on my son's carriageway and clearly indicates the reason my son took avoiding action. The Police have simply advised my son that they have issued the Italian driver with a producer ticket for him to present his documents to the Police station within seven days. I have traced the Italian transport company address via the fax no. signwritten on the lorry door. Is there any European legislation which would make it incumbent upon the Italian transport company, to cover the cost of my sons vehicle and any personal injury compensation.

I was at a T junction waiting to pull into traffic when the driver behind ran into the back of me: he said it was my fault because the road was clear but I say he should have been looking ahead and want to claim for my damage... — by conrad — last modified 2008-03-22 22:42

I was waiting at a T-junction when a van crashed into the rear of my car. The driver alleged that he thought I was turning because he could see no vehicle preventing me from doing so. The cost of repairs to my bumper are £720. Can I expect full compensation from the other vehicle's insurers ?

Legal Expense Insurance with Auto Trader — by Matthew Roddan — last modified 2008-03-20 15:51

 

Uninsured driver had an accident while driving my car which was insured: are my insurers liable for the damage and what will happen if they are? — by conrad — last modified 2008-03-11 22:35

Someone who was uninsured had an accident whilst driving my car - which is insured. I gave them permission to drive. Am I liable? Or is this 'not my matter'? It is a non-injury accident, the driver is 100% at fault as they hit and damaged an old car which was parked by the side of the road. As the driver is uninsured the other party's insurance company is coming after me.

My son crashed his car last year injuring his passenger and damaging a parked car. The police called last week and want to interview him for dangerous driving: is this normal, should he have legal representation and what advice do you have? — by conrad — last modified 2008-03-09 16:43

My son crashed his car last year. Both he and his passenger were hospitalised and the car was written off. No other vehicles were involved when he lost control of his car and hit a wall and parked car. He sustained various head injuries such as bruising and cuts which needed stitching. Unfortunately his friend who was not wearing a seat belt, broke his leg (but had no other injuries). At the time of the incident my son was breath tested which was negative and his phone had not been used. There were no witnesses to the accident which happened on a village road which is dimly lit and which was quite damp at the time. The police did not interview him at all. His insurance company seems to have paid out for the damage to the car and wall but I'm not sure if the claim against him for the passenger's injury has been settled although I know his parent is pushing hard. Last week, my son received a call from the police inviting him to the traffic police station on Tuesday of next week to be arrested on the suspicion of dangerous driving. They were quite vague on the phone apparently but did mention that he could have legal advice present. The phone call was a bit of a shock to us all as it was the first thing we had heard of from the police since they came to see my wife and I at hospital very briefly on the night of the crash. My question is: What should we do regarding legal advice? Should he be represented when arrested? What should/shouldn't he say? Is it normal for the police to act in this way after so long? How serious could this be for him? Have you any other advice?

Are you a Crash for Cash victim? — by Conrad Murray — last modified 2008-02-28 12:29

Insurers are claiming that there is an increase in the number of deliberate accidents aimed at securing exaggerated damage and injury compensation claims.

Overtaking car cut in and ran into the back of the car in front. He is now claiming I pushed him into him: who is at fault? — by conrad — last modified 2008-02-27 00:11

I was travelling on a two lane road in the left lane. Third party was in right lane. When a car in the right lane slowed to turn right the third party jumped into my lane (left lane) in the gap I had between me and the car in front of me. He did so without looking and as soon as he squeezed into the gap I had between the car in front of me, he ran into the back of the car in front. As I had no braking distance (the third party used that to shove his car in) I slammed on the brakes and just touched the back of the third party. There was no damage whatsoever to my car or his at the rear. The front of his car was quite bad from him driving into the back of the car in front. I explained it was his fault but instead of arguing, we exchanged details and I assumed that was that. Now, his solicitor has sent a letter saying he has suffered whiplash and his car is unroadworthy. His car is unroadworthy because he went into the back of someone and that's what caused the injury (if any!). I could hear him talking to the driver he had hit and he didn't want to go through the insurance. I have two independent witnesses, who were in a vehicle behind me and saw everything. Who is at fault here?

Free legal assistance and free legal expenses cover compliments of Honest John — by Matthew Roddan — last modified 2008-04-16 16:12

 

Free legal assistance and free legal expenses cover compliments of Ryan Air — by Matthew Roddan — last modified 2008-04-16 16:09

 

Free legal assistance and free legal expenses cover compliments of Network Q — by Matthew Roddan — last modified 2008-04-16 16:03

 

Uninsured motorist involved in accident with motorcyclist: what penalty might he face and how does he deal with accident and injury claim... — by conrad — last modified 2008-02-26 02:41

I was involved in a road accident using my mother's car and do not have insurance for the Vehicle. I also have an Indian Driving Licence. I was turning right to enter a petrol Station crossing a road in the process.The road had three lanes and vehicles on two of the lanes stopped to give way for me. So I turned right and did not notice a motorbike coming on the third lane. He hit me and suffered a broken leg. I have received a letter from their insurance company and from injury claim solicitors. Can you please suggest me on the further course of action? Please let me know if it is legal to directly approach the victim and speak to him for any compensation. Can you please let me know what sort of punishment I am expecting in terms of compensation or court fine. Can you Please suggest me any further course of action?

Provisional driver hit from behind at roundabout causing injury to driver and supervisor but wasn't displaying L-plates at the time... — by conrad — last modified 2008-02-25 22:48

Earlier today I was involved in a road accident. I had stopped at a roundabout and was getting ready to move off when I was shunted from behind. It sounded really bad. I drove my car to the side of the road and got out to look at the damage. The back hatch has a dent. I was driving my own car and it is insured fully comprehensive but I only have a provisional licence. My brother was supervising me but I was not displaying any L plates. I had forgotten to put them on! The accident wasn't my fault, the other driver is taking full responsibility and has contacted his insurance and they are dealing with it! My neck is very uncomfortable and my brother's neck and his back are sore. Any advice would be gratefully appreciated...